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Personal Savings

Saving and investing for your future is very important. We make it easy to start saving and investing by offering you account options to fit your needs. To find out more information about First National Bank’s savings, please contact a bank representative at 918-251-5371.

  Monthly Fee Min Deposit Transactions Included per Month APY Apply
NOW!
Regular Savings
None if quarterly average ledger balance of $100 is maintainted**
$100.00 6 withdrawals per quarter. $1.00 for each additional withdrawal during quarter.*** 0.15%*
First Insured Money Fund None if monthly average ledger balance of $2,500 is maintained** $2,500.00 Unlimited withdrawals if made in person, by mail, or by ATM.*** $2,500 or more: 0.15%*
 
Less than $2,500: 0.10%*
Super Money Fund None if monthly average ledger balance of $25,000 is maintained** $25,000.00 Unlimited withdrawals if  made in person, by mail, or by ATM.***

$25,000 or more: 0.20%*
 
Less than $2,500: 0.10%*

Kids' Savings Accounts

We have a special program for children who are ready to learn how to be good stewards of their piggy banks!
More Information

 

REGULAR SAVINGS RESTRICTIONS: *Interest rate and annual percentage yield may change on the first day of each calendar quarter at First National’s discretion. Interest begins to accrue on the day a deposit is made. Interest is compounded quarterly, calculated on the average ledger balance, and paid on the last day of each quarter. If the account is closed before interest is credited, depositor will not receive accrued interest. **A $5.00 charge will be assessed for the quarter if an account’s average ledger balance falls below $100. *** A fee of $1 is assessed for each additional withdrawal in a calendar quarter, with costs assessed at the end of that quarter. First National Bank reserves the right to require seven days' written notice of intent to withdraw funds on deposit in any savings account.

FIRST INSURED MONEY FUND RESTRICTIONS: *Interest rate and annual percentage yield may change on the first day of each calendar quarter at First National’s discretion. Interest begins to accrue on the day a deposit is made. If the account is closed before interest is credited, depositor will not receive accrued interest. If balance falls below $2,500, the interest rate will adjust to the base rate of the First Insured Money Fund. **A $10 monthly service charge will be assessed if balance falls below $10,000. ***A $1.00 per-item fee will be assessed for deposited items (transit and clear) over the monthly limit of 21. Withdrawal Restrictions: Limit of six preauthorized automatic withdrawals, debit card or third party checks per monthly statement cycle. No limit on withdrawals made in person, by mail, or by automatic teller machine. Failure to comply with these restrictions will result in a change to a regular transaction account.

SUPER MONEY FUND RESTRICTIONS: *Interest rate and annual percentage yield may change on the first day of each calendar quarter at First National’s discretion. Interest begins to accrue on the day a deposit is made. If the account is closed before interest is credited, depositor will not receive accrued interest. If balance falls below $25,000, the interest rate will adjust to the base rate of the First Insured Money Fund. Service Charge: **A $10 monthly service charge will be assessed if balance falls below $10,000. ***A $1.00 per-item fee will be assessed for deposited items (transit and clear) over the monthly limit of 21. Withdrawal Restrictions: Limit of six preauthorized automatic withdrawals, debit card or third party checks per monthly statement cycle. No limit on withdrawals made in person, by mail, or by automatic teller machine. Failure to comply with these restrictions will result in a change to a regular transaction account.